When buying a car from a dealer, it is like a adventure in it self. Sometimes just finding the car of your choice at the price you can afford is a lengthy process and take many hours. Once the car choice is maid then time to go through hell dealing with the finance folks to help you get a car loan with good interest rate.  It would be good to have the car loan financing setup up front before you go shopping for the automobile of your choice.  If your credit is less than perfect you will pay a higher car payment due to increased interest rate on Car Loan with Bad Credit.  Loans via the internet have changed the landscape of money lending, with loans electronicly, you will get your money very quickly, usually in a few hours or by the next morning, deposited into your back. Cool. I have done an internet loan before, kind-of shy about doing it before, now I would not do it any other way.   The ability to get a loan from anyone over the internet could help in your interest rate with these lenders competing for your business.